The LANDLORDS RESIDENTIAL PROPERTY OWNERS INSURANCE policy is available for rented domestic property. It can cater for single or multiple properties including houses divided into not more than 4 flats, let by individuals or commercial landlords. It provides wide cover on the structure of the buildings including fitted carpets.

Contents cover is also available for properties let furnished if we are also covering the buildings.

Prices are very competitive and there is a facility to pay by monthly installments.

A full specimen policy is available on request.

 

WHAT TYPES OF PROPERTY CAN BE COVERED?

 

LANDLORDS RESIDENTIAL PROPERTY OWNER’S INSURANCE is available in almost every area of the country and for almost all properties.

 

Certain properties need special attention however and included in this category are:

 

 

• properties not built of brick or stone with tile or slate roof

 

• county mansions or listed buildings

 

• when your property is unoccupied for longer than normal periods

 

• if your property has any part of the building used for business purposes other than office work)

 

• where the amounts for which insurance is required exceed the Survey Limits: see below

 

• where the property has been converted into more than four flats.

 

• purpose built blocks of flats with more than 4 self contained flats in each block.

 

N.B. We will not insure property converted into flatlets and bedsits where facilities are shared.

 

Bed & Breakfast

 

Bed and Breakfast is a special policy to cater for the needs of homeowners who offer bed and breakfast facilities for up to 6 paying guests at any one time. You can cover your home (our policies are acceptable to all major mortgage lenders) and the contents. Money and credit cards are automatically included and there are optional extensions for valuables, pedal cycles and legal expenses There are two free 24 hour helplines, one for domestic emergencies and one for legal advice, and special payment guarantees for large claims (Extra and Bonus).

In addition Bed and Breakfast also includes automatically some extra covers you need for the use of your home for bed and breakfast purposes, e.g.:

 

  • Guests Property
  • Loss of Income
  • Goods in Transit
  • Your Liability


IMPORTANT

Whilst every care has been taken with the information in this document, only the main

terms and conditions can be shown.

A full specimen policy is available on request.

 

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Covernote Ltd 

1887, Pershore Road 

Cotteridge 

Birmingham B30 3DJ

Tel: 0121 451 2333. 

Fax: 0121 451 2733.